Straightforward Pricing.
Real Processing.

Real Savings.
No Games.

At Acquiring Payments, you get complete transparency — Interchange, Dues & Assessments, and Processor Fees spelled out clearly, so you always know exactly what you are paying. No surprises, no padded rates, and no buried markups. We make life easier for B2B and Card-not-Present merchants with time-saving integrations, clean reporting, and the kind of hands-on guidance that moves the needle. Our team shows you how to cut unnecessary costs, streamline your flow, and process with confidence.

If you’re tired of runarounds and half-answers, Acquiring Payments is the partner you’ve been looking for. Straight talk, solid pricing, and service you can count on.

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Trusted by merchants across the U.S.

Why Choose Adquiring Payments

Most processors were built for face-to-face retail. When your model is online, phone, mail, or recurring billing, that “square peg, round hole” approach can get you declined, shut down, or overcharged, and in some cases MATCH’d.

We focus on:

credit-card (1)
Direct Marketing & Continuity programs
payroll-check
B2B and invoice payment links
laptop-dollar
E-commerce and subscription billing
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Mail order / Phone order (MO/TO)

We’ll make sure your MCC, application, descriptors, and terms are aligned with how you actually sell—so there are no surprises later.

The Card Brands (Visa, MasterCard, American Express and Discover) compliance rules can affect your business, and not in a good way. Acquiring Payments Rehab Program can design and implement a merchant-specific plan for compliance so you can concentrate on what you do best – SELLING. We will advise on the consequences of non-compliance and assist in resolving any pending compliance issues that you might be experiencing. 

A Payments Professional from our team will analyze how you process credit cards to identify any potential risks related to the specific rules and regulations set forth by the card brands to ensure that you process safely, securely, and within PCI DSS guidelines and we will notify you of any potential risks, threats, or vulnerabilities. We also offer merchant-specific plans that show how to mitigate risks while maximizing revenue and profitability. 

What We Do

Straightforward Merchant Services. No Games, No Gimmicks.

Acquiring Payments provides merchant accounts and payment solutions for businesses that don’t fit the “simple retail” mold. If you take orders online, over the phone, by mail, or through self-service kiosks and vending machines, you need a processor that understands higher risk profiles, card-not-present rules, and the reality of disputes and chargebacks.

Smart Underwriting
Get properly underwritten so you process what you need to and get the increases you need along the way without interruption. Proactive Account Management versus Reactive Account Termination from Risk and Loss Prevention Departments
CNP & Recurring Setup
Set up card-not-present and recurring billing correctly with updater services
Reliable Unattended Terminals
Deploy vending and unattended terminals that actually work in the field
Lower Processing Costs
Cut down your processing costs without cutting corners
Why Acquiring Payments

Why Merchants Stay With Us

  • We tell you the truth about your pricing and risk.
  • We actually pick up the phone when you call.
  • We work with processors that understand non-traditional merchants.
  • We help you prevent chargebacks, not just react to them.
  • We structure your account so it’s built to last, not just to get approved.
Unattended Terminals

Vending Solutions for a Cashless World

Whether you run a few machines or a full route, cash is no longer the main event. We help vending operators upgrade to reliable, PCI-compliant card readers and back-end processing that doesn’t eat your profits in fees.

  • Support for snack, beverage, frozen, and specialty vending machines
  • Contactless, chip, and mobile wallet acceptance
  • Simple reporting and deposit reconciliation
  • Options for multi-location and franchise operators
  • EMV and contactless capable hardware
  • Designed for indoor and outdoor installations
  • Remote management and monitoring options